Motorsport Australia is committed to providing the most comprehensive insurance cover for all individuals who form part of Australia’s motorsport community and there are several minor enhancements implemented as part of Motorsport Australia’s insurance policy during 2026.

Expanded protection for those who keep events running safely is among the key additions for 2026.

Coverage has been amended to now include provision for recovery and emergency response vehicles if they are damaged on track whilst responding to an event, with cover up to $100,000 per vehicle with a $5,000 excess.

Members will also benefit from increased support for out-of-pocket medical expenses following an incident.

The personal accident policy has seen key improvements, increasing the non-Medicare medical expense benefit from $2,000 to $5,000.

Additional changes have been made to improve access to first responder benefits and broaden emergency assistance coverage.

This includes adding a $25,000 emergency transport benefit, which now includes cover for heat, stroke and heart-related issues previously excluded. This is mutually exclusive of medical declarations made during licence application processes.

These benefits all combine to provide greater protection and security for the Motorsport Australia community.

A summary of changes added to Motorsport Australia’s insurance policy in 2026:

• Coverage for recovery and emergency response vehicles damaged whilst responding to an on-track incident, with cover up to $100,000 per vehicle and a $5,000 excess.
• Increase in the non-Medicare medical expense benefit from $2,000 to $5,000 under the personal accident policy.
• Greater access to policy benefits, such as adding a $25,000 emergency transport benefit, which now includes cover expanded to include heat, stroke and heart-related incidents that were previously excluded.

Following a successful 2025 and beginning a new partnership with Miller Insurance and MGA Insurance Group, Motorsport Australia continues to provide an excellent level of coverage to its licence holders, affiliated clubs, volunteers and permit holders.

Motorsport Australia will continue to search for new and innovative ways to increase safety and protections for all who enjoy our sport and make it a better place.

Please note that the advice provided above is general and does not take into account your specific circumstances. For further information, please review the Motorsport Australia insurance handbook, or contact MGA Insurance Brokers on 1300 642 000.

More information on Motorsport Australia’s Insurance Policy can be found on the website.